# Commercial Renovation Toronto | Toronto Commercial Renovations: Office, Restaurant, Retail & Medical Fit-Out for Landlords & Tenants | $5M CGL

URL: https://wholehouserenovation.ca/commercial-renovation/

![Finished commercial fit-out in Toronto with glass partitions and reception](/images/misc/finished-toronto-commercial-fit-out-with-glass-par.webp)

Commercial · Toronto & GTA

# Commercial Renovation in Toronto: Fit-Outs for Landlords and Tenants, COI Typically in 1 Business Day

Last updated: November 7, 2026

Office, restaurant, retail and medical fit-outs for landlords and tenants, with OBC Part 3 compliance and after-hours dispatch.

Typical price

$60K-$500K

Timeline

Deadline-driven; 6-14 weeks typical

Coverage

$5M CGL

Fixed Price Before Design

Written scope + hard-cap price before demolition. WSIB. WHMIS 2015. OBC. Written warranty. COI typically within 1 business day.

-   22+ years in the GTA
-   300+ projects
-   In-house permits

Request a Free Written Quote

[#quote-form →](#quote-form)

 

Call (647) 800-3733

[tel:+16478003733 →](tel:+16478003733)

Reviewed in 1 Business Day

Get a Written Commercial Quote

Reviewed personally by Royce (Roy) S. and Senior PM Nolan K.

Thanks, we got your request.

We review every request within 1 business day and will call you to book a site visit.

-   22+ Years
-   • $5M CGL + WSIB
-   • Written Warranty Registered
-   • 300+ Projects
-   • COI in 1 Business Day

What's Included

## What Our Commercial Renovation Service Covers

Commercial work runs on deadlines, documents and building rules. We carry $5M CGL and WSIB, issue Certificates of Insurance naming landlords and property managers typically within 1 business day, provide WSIB clearance certificates on request, and invoice property managers on Net-30. Scopes cover offices, restaurants and cafes, retail stores and medical or professional clinics, built to OBC Part 3 with proper 1-hour and 2-hour fire separations, fire dampers, metal stud framing, T-bar acoustic ceilings and AODA barrier-free washrooms, counters and entrances. We schedule noisy work after hours so neighbouring tenants keep operating, coordinate rooftop unit (RTU) and HVAC changes with the landlord, and handle change of use permits when a space is changing what it is used for. Crews are WHMIS 2015-trained. We have rebuilt a 20-person Liberty Village office, delivered a Yorkville retail flagship inside a 10-week window and opened a King West restaurant on schedule. Clinic fit-outs run $150K-$500K.

-   COI typically within 1 business day; WSIB clearance on request
-   OBC Part 3, fire separation and AODA barrier-free compliance
-   After-hours commercial dispatch and phased work
-   Landlord approval drawings and turnover deadline scheduling
-   Medical and professional clinic fit-outs

$60K-$500K per fit-out 

Get My Written Quote

[#quote-form →](#quote-form)

![Commercial fit-out with metal stud framing and T-bar ceiling grid](/images/misc/commercial-fit-out-in-progress-with-metal-stud-fra.webp)

Commercial fit-out with metal stud framing and T-bar ceiling grid

## What Does a Commercial Renovation Include?

Commercial work runs on deadlines, documents and building rules. As a 

residential and commercial renovation contractor in Toronto

[/ →](/)

, Whole House Renovation carries $5M CGL and WSIB, issues COIs naming landlords and managers typically within 1 business day, schedules noisy work after hours and invoices property managers on Net-30. Scopes cover offices, restaurants and cafes, retail and medical or professional clinics, built to OBC Part 3, fire separation and AODA requirements.

A typical commercial fit-out includes:

-   **Demolition and make-safe** of the previous tenant’s improvements, after hours where needed.
-   **Metal stud framing and fire separation**, with 1-hour or 2-hour rated assemblies and fire dampers where ducts cross them.
-   **Mechanical and electrical**: HVAC rebalancing or rooftop unit (RTU) changes, lighting, power and data.
-   **Ceilings and floors**: T-bar acoustic ceilings ($4-$8/sqft) and commercial flooring ($4-$12/sqft).
-   **Barrier-free details** under AODA and OBC: entrances, counters, washrooms and paths of travel.
-   **Finishes and millwork** that carry your brand.

## Types of Commercial Projects We Build

### Office renovation

Workplace rebuilds, meeting pods, boardrooms and phased work around your team. See 

office renovation

[/office-renovation/ →](/office-renovation/)

.

### Restaurant and cafe build-out

Commercial kitchens, NFPA 96 hoods, grease interceptors and dining rooms built to pass health and fire inspections. See 

restaurant/cafe renovation

[/restaurant-renovation/ →](/restaurant-renovation/)

.

### Retail fit-out

Storefronts, display millwork and lighting delivered to a landlord’s turnover date. See 

retail fit-out

[/retail-fit-out/ →](/retail-fit-out/)

.

### Medical and professional clinics

Exam rooms with sinks, durable infection-control finishes, sound privacy between rooms, upgraded plumbing and electrical, and barrier-free access throughout. Clinic fit-outs typically run $150K-$500K.

## How Much Does a Commercial Fit-Out Cost in Toronto?

| Fit-out type | Typical range |
| --- | --- |
| Office | $60K-$280K |
| Restaurant | $120K-$500K |
| Retail | $80K-$350K |
| Medical / clinic | $150K-$500K |
| Commercial kitchen | $80K-$250K |
| T-bar ceiling | $4-$8/sqft |
| Commercial flooring | $4-$12/sqft |

Your tenant improvement allowance may cover part of the cost. We help you document the work so the allowance can be claimed. See the 

Toronto renovation cost guide

[/cost/ →](/cost/)

 for all tiers.

## The Documents Commercial Projects Need

| Document | Who asks for it | Our turnaround |
| --- | --- | --- |
| Certificate of Insurance (COI) | Landlord, property manager | Typically within 1 business day |
| WSIB clearance certificate | Landlord, general contractor above us | On request |
| Landlord approval drawings | Landlord | During design |
| Building permit / change of use | City | Filed in-house |
| WHMIS 2015 training records | Building management | On request |

## When Does a Commercial Space Need a Full Renovation?

-   A new lease or a change of tenant in the space.
-   A change of use, such as retail to restaurant or office to clinic.
-   An accessibility upgrade to meet AODA requirements.
-   A rebrand that needs new finishes, signage and millwork.
-   Systems at end of life: lighting, HVAC or ceilings.

## Commercial Work Across the GTA

Most of our commercial work is in downtown Toronto, from Yorkville retail and King West restaurants to Liberty Village offices in 

Central Toronto

[/service-areas/central-toronto/ →](/service-areas/central-toronto/)

, with clinic and office fit-outs in 

Mississauga

[/service-areas/mississauga/ →](/service-areas/mississauga/)

, Vaughan and Markham. 

Request a free written quote

[/contact/ →](/contact/)

 with your lease date, and we will plan backward from it.

The Industry Reality

## Why Commercial Fit-Outs Miss Their Opening Dates

Budget killer 1

### Paperwork that stalls the start

No COI, no WSIB clearance, no landlord-approved drawings, no access. Contractors who take a week to produce documents lose a week of a 10-week lease window.

Budget killer 2

### Code issues found at inspection

Fire separations, dampers, exit signage and barrier-free requirements under OBC Part 3 and AODA are stricter than residential. Missing one means a failed inspection and a late opening.

Budget killer 3

### Work that disrupts neighbours

Noisy demolition during business hours brings complaints from other tenants and the landlord, and sometimes a stop-work order.

### The Whole House Renovation Fix

COI typically within 1 business day and WSIB clearance on request. Code compliance designed in from the first drawing. Noisy work scheduled after hours and phased around neighbouring tenants. Net-30 invoicing for property managers.

Transparent Pricing

## How Much Does Commercial Renovation Cost in Toronto?

Typical range: **$60K-$500K** per fit-out. Office $60K-$280K, Restaurant $120K-$500K, Retail $80K-$350K, Medical $150K-$500K, Commercial kitchen $80K-$250K. T-bar $4-$8/sqft. Flooring $4-$12/sqft.

### Office / professional

$60K-$280K

Workplace rebuilds, boardrooms, meeting pods, T-bar ceilings

### Retail + restaurant

$80K-$500K

Storefronts, display millwork, commercial kitchens, dining rooms

### Medical / clinic

$150K-$500K

Exam rooms, plumbing, infection-control finishes, AODA

### 6-Draw Payment Schedule (Tier 2+)

10% design · 15% permit-ready · 20% demolition · 20% rough-in · 20% substantial completion · 15% deficiency walkthrough. Tier 1 is paid net on completion. 5-8% discovery contingency on Tier 2+ contracts.

See the full Toronto cost guide →

[/cost/ →](/cost/)

Why Whole House Renovation

## Why Choose Whole House Renovation for Commercial Renovation?

### COI in 1 business day

Certificates of Insurance naming landlords and managers typically issued within 1 business day.

### $5M CGL + WSIB

Insurance depth that satisfies most commercial landlords without negotiation.

### After-hours dispatch

Noisy work at night or on weekends so neighbouring tenants keep operating.

### OBC Part 3 + AODA

Fire separations, dampers, exits and barrier-free details built in from the first drawing.

### Net-30 for property managers

Clear invoices on milestones, sent where your PM wants them.

### Deadline track record

Yorkville flagship in a 10-week window. King West restaurant opened on schedule.

How It Works

## How Does Our Commercial Renovation Process Work?

Design-build means one team from first visit to final walkthrough. Approval time is planned up front, and you get a weekly call from your project manager.

1.  1
    
    ### Site walk + lease review
    
    We review the space, landlord design criteria, turnover date and any tenant improvement allowance.
    
2.  2
    
    ### Written scope + fixed price
    
    Scope, schedule and price in writing, with the opening date as the target.
    
3.  3
    
    ### Drawings + landlord approval
    
    Design and code drawings prepared for landlord review, then submitted for permit.
    
4.  4
    
    ### Permits + change of use
    
    Building permit and any change of use application filed and tracked.
    
5.  5
    
    ### Build, phased and after hours
    
    Demolition, framing, mechanical, fire separation, ceilings, finishes and millwork, scheduled around the building.
    
6.  6
    
    ### Inspections + turnover
    
    Fire, building and health inspections where needed, deficiency list closed before opening.
    

Typical construction time: Deadline-driven; 6-14 weeks typical. Tier 2+ projects pay in six draws tied to these milestones, with no large upfront deposit.

Before + After

## Recent Commercial Projects Across the GTA

Real projects, filtered for this service. Drag the slider to compare, or pick a project from the list.

![Retail fit out Toronto Yorkville after: flagship with custom display millwork](/images/misc/after-empty-yorkville-retail-flagship-with-custom-.webp) ![Retail fit out Toronto Yorkville before: stripped retail unit](/images/misc/before-empty-yorkville-retail-unit-stripped-to-con.webp)

Before After 

Yorkville Retail Flagship Fit-Out

Retail flagship build-out with landlord approvals · 10 weeks · $185K

Retail build-out with landlord approvals; the 10-week deadline was hit.

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View all projects →

[/projects/ →](/projects/)

Our Work

## Our Commercial Work

Click any image to enlarge.

 

Client Reviews

## What Clients Say About Our Commercial Work

Names are shown as initials and neighbourhood to protect client privacy.

> "Our lease gave us a tight window before staff moved in. They worked nights on the noisy demolition, sent the COI to building management the next morning and turned a dated loft into a 20-person office with meeting pods. Invoices went to our PM on Net-30 with no surprises."

SN S.N., Liberty Village Toronto · $164K · Commercial

> "Landlord approvals, night work in a busy street and a fixed opening date. They delivered our Yorkville flagship with the storefront, millwork and lighting done right, and the deficiency list was short."

NV N.V., Yorkville Toronto · $185K · Commercial

> "Restaurants live or die on inspection dates. They sized the hood and make-up air properly, installed the grease interceptor before the floor went down and walked the fire inspector through everything. We opened on schedule, and the dining room looks exactly like the renderings. The $238K budget held."

AC A.C., King West Toronto · $238K · Commercial

Got Questions?

## Commercial Renovation FAQs

### Do you take on commercial renovations and after-hours work?

Yes. We build office, restaurant/cafe, retail and medical or professional clinic fit-outs across the GTA, with after-hours commercial dispatch, OBC Part 3 compliance and Net-30 invoicing for property managers. Commercial projects range from $60K office refreshes to $500K restaurant build-outs.

### How fast can you issue a Certificate of Insurance?

Typically within 1 business day. We carry $5M Commercial General Liability and WSIB coverage, and can name the landlord, property manager and any other parties your lease requires.

### What does a commercial fit-out cost in Toronto?

Office fit-outs run $60K-$280K, restaurants $120K-$500K, retail $80K-$350K, medical clinics $150K-$500K and commercial kitchens $80K-$250K. T-bar ceilings run $4-$8/sqft and commercial flooring $4-$12/sqft.

### Do you build medical and dental clinics?

Yes. Clinic fit-outs include exam and treatment rooms with sinks, durable infection-control finishes, upgraded plumbing and electrical, sound privacy and AODA barrier-free access. Typical range: $150K-$500K.

### Do I need a change of use permit?

If the space is changing from one occupancy type to another, such as retail to restaurant or office to clinic, a change of use permit is usually required, and it can trigger extra fire and plumbing requirements. We check during the site walk and include it in the plan.

### Can you work with my landlord's design criteria?

Yes. We prepare drawings that follow the landlord's criteria, submit them for approval and coordinate with building management on access, deliveries, rooftop units and shutdowns.

### How long does a commercial fit-out take?

Typically 6-14 weeks depending on scope, permits and equipment lead times. We plan backward from your opening or lease date.

Still have a question?

Call the 24/7 line or send your project details. We reply within 1 business day.

Call (647) 800-3733

[tel:+16478003733 →](tel:+16478003733)

 

Request a Free Written Quote

[/contact/ →](/contact/)

Keep Exploring

## Related Services

![Office renovation in Toronto with glass meeting pods and open workstations](/images/misc/toronto-office-renovation-with-glass-meeting-pods-.webp)

### Office Renovation

Office rebuilds and fit-outs with meeting pods, glass partitions, T-bar ceilings and data cabling, phased around your team.

$60K-$280K

[Office Renovation →](/office-renovation/)

![Restaurant renovation in Toronto with banquettes, marble bar and open kitchen](/images/misc/toronto-restaurant-renovation-with-walnut-banquett.webp)

### Restaurant/Cafe Renovation

Restaurant and cafe build-outs: commercial kitchens, NFPA 96 hoods, grease interceptors, make-up air and dining rooms.

$120K-$500K

[Restaurant/Cafe Renovation →](/restaurant-renovation/)

![Retail fit-out in Toronto with walnut display millwork and track lighting](/images/misc/toronto-retail-fit-out-with-custom-walnut-display-.webp)

### Retail Fit-Out

Deadline-driven retail fit-outs: storefronts, display millwork, lighting and durable flooring, with landlord approvals handled.

$80K-$350K

[Retail Fit-Out →](/retail-fit-out/)

Nearest service areas: 

Central Toronto

[/service-areas/central-toronto/ →](/service-areas/central-toronto/)

 

Mississauga

[/service-areas/mississauga/ →](/service-areas/mississauga/)

![](/images/hero/toronto-heritage-kitchen-with-white-oak-island-bra.webp)

Quote requests reviewed within 1 business day

## Ready to Price Your Commercial Renovation?

Tell us about your home or space. We review every request within 1 business day, visit the site and send a written scope with a hard-cap price before any design agreement.

Request a Free Written Quote

[/contact/ →](/contact/)

 

Call (647) 800-3733

[tel:+16478003733 →](tel:+16478003733)

-   Fixed price pre-design
-   $5M CGL + WSIB
-   Written warranty